Banking

Customers increasingly expect their bank to offer more than just banking services by providing integrated, complementary partner services and offerings.

By delivering customer-centric products, services, and experiences with a 360-degree customer view enabled by streamlined and automated banking operations and a seamlessly integrated financial, risk, and compliance system for retail and commercial banks, banks can drive operational effectiveness.

To ensure that revenues can be realized accordingly, the flexible and modular SAP BRIM is the ideal solution.

• Scalable business models
• Improved end-to-end process control of Quote2Cash
• Standardization of processes and products, including pricing and billing functions
• Fully automated processing of complex partner billing models
• Customized invoicing and efficient financial accounting processes
• Evaluation of key business figures in real-time

SAP BRIM is used in the billing and revenue management of:

• Retail banking & billing of product packages
• Commercial banking (account analysis, consolidated billing, billing on behalf of third parties, factoring, reverse factoring)
• Clearing and Settlement (graduated fees, multi-party settlement)
• Payments (graduated fees, merchant settlement)
• New Products (Subscriptions, Consumption, Data Monetization)
• Card fees
• Collecting points as credit
• Payment Providers- for each sale, fees are charged to payees based on the amount and for each transaction
• Investment apps - charge spreads (purchase, sale price) when trading
• Fees charged to investors for deposits and withdrawals, management fees charged annually.